We’re one of the leading business finance providers for viable small to medium businesses in the world.
Why do we call ourselves Business Partners Limited?
For the simple reason that we are invested in seeing business owners succeed. That’s why we have been the business financier of choice for many business owners for over four decades. Our name expresses our commitment to the relationship with the business owners we serve. Not only are we committed to providing loan finance solely for viable small to medium businesses, we also bind ourselves to support business owners with our knowledge and value-added services every step of the way.
Because your success is our success, isn’t that what you’d expect from a business financier?
Our core focus is you, the business owner.
We have spent over four decades adjusting our products and services to boost the success of the business owners we support. We know that by investing in you, we’re also fuelling the growth of our economy and building a better future for all.
We provide more than just money.
Because we understand the experiences and challenges business owners face, we take more risk than most financiers. While we’ve provided business loans worth R23 billion in over 72,000 transactions to date, we understand that success sometimes requires more than money alone. Beyond financial support, we offer a range of solutions catering to all your business needs. Providing everything from technical assistance and mentorship to property finance and business premises to lease.
Services:
- Business finance: We provide business finance ranging from R500 000 to R50 million to established entrepreneurs with a viable formal business. Finance can be used for expansion, working capital, equipment, takeovers, property acquisitions, property developments, revamps, or management buy-outs.
- Up to 100% commercial property finance: Our Property Fund caters to established entrepreneurs with a viable business who want to refinance or purchase their own premises, but may have limited capital or security to contribute, or may not want to compromise the business’ cash resources for the deposit. We also finance residential property developments, properties for student accommodation, and commercial property developments.
- Property joint venture fund: Business Partners Limited is actively seeking opportunities to co-invest in multi-tenanted property projects ranging from R2 million to R120 million. These opportunities arise when an established entrepreneur cannot or does not want to invest the full deposit required by a commercial lender or when a property investment needs debt restructuring or needs a co-investor to share risk. Prospective property investors can choose to be active or passive. We consider co-investing in properties located in sustainable areas with good growth potential and requiring reconfiguration or upgrades. This includes retail, industrial, or commercial properties, as well as cut-up-and-sell and industrial leaseback projects.
- Green buildings finance programme: Our Green Buildings Finance Programme provides up to 100% property finance ranging from R500 000 to R50 million to established entrepreneurs with a viable business who want to invest in green buildings and achieve green building certification. We finance the purchase, construction, and/or retrofit of buildings if their designs are certified under an eligible green building certification. Our main focus is on industrial and retail spaces.
- Energy fund for SMEs: Our Energy Fund for SMEs provides finance ranging from R250 000 to R2 million to business owners with a viable business who want to buy solar systems, battery systems, generators, inverter systems, wind generators, and related products.
- Asset finance: Business Partners Ltd Asset Finance provides Asset Finance ranging from R250 000 to R5 000 000 to established and viable businesses. The finance can be used to purchase business equipment such as manufacturing or engineering equipment.
- Short-term finance: Business Partners Limited Short-Term Finance provides quick access to finance ranging from R250 000 to R750 000 to established and viable businesses. The finance can be used for the working capital needs of your business.
- Non-financial services: Our added-value services provide an integrated solution for you, catering for all aspects of your business needs. These include consulting and mentorship services, offered through a database of highly skilled business and industry specialists, as well as property broking and management services offered through our Property Management Services Division.
Our Clients
Industry: Food Processing
The Business Partners Limited technical assistance service helped Amelia and her team gain access to the right kind of expertise, training and ongoing mentorship to ensure they had all the tools they need to be a successful.
Industry: Manufacturing – Aftermarket Parts
The Business Partners Limited technical assistance funding received by Kevin and his team helped them improve their service levels to their customers.
Industry: Property
Born in rural Limpopo, his dream of becoming a property mogul never wavered. Despite humble beginnings, Marcus hustled his way through ventures, learning from failures and honing his skills.
Industry: Project Management
Entrepreneur completes business park 54% under budget in project-management triumph.